TY  - BOOK
AU  - Mohd Zulkifli Shafie,
TI  - ZERO HUTANG: Bukan mudah tapi tak mustahil! 
SN  - 9789830975481
U1  - 332.02402 23
PY  - 2016///]
CY  - Petaling Jaya, Selangor
PB  - Galeri Ilmu Sdn. Bhd.
KW  - Finance, Personal
KW  - Debt
ER  -